0% Finance
Spread the costs and ride away today!
High Peak Cycles makes buying a bike as simple and accessible. We are able to offer 0% finance on purchases over £350 with a small 10% deposit.
At present finance can only be completed in our store. Decisions are made nearly instantly in the shop so no waiting. If you decide you do not want to take the finance option you can still pay with other methods.
To apply for finance you must be:
- At least 18 years or older
- A permanent UK resident
- In regular employment
- Pay a 10% deposit
Finance examples
12 months 0% on a purchase of £750
- 10% deposit balance
- Deposit Amount £75
- Loan Amount £675
- Payments £12.98 a week
- Payment Term 12 months
Interest 0%
18 Months 0% on a purchase of £1200
- Total Bike Cost £1200
- 10% deposit balance
- Deposit Amount £120
- Loan Amount £1080
- Payments £13.85 a week
- Payment Term 18 months
Details
Finance is provided by V12 Retail Finance, a UK specialist Retail Finance provider. Based in Cardiff, V12 has been offering Retail, Point of Sale and Interest Free Finance and for over 20 years. High Peak Cycles is unable to offer finance in conjunction with Ride2Work, Cyclescheme & Cycle Plus purchases, gift vouchers or NHS schemes.
Credit decisions
Finance decisions are available within 10-15 seconds of credit application being submitted.
Customer ID Procedures
Automated system using customer credit/debit card details for an instant decision. Telephone referral process for a decision within 5 minutes
If your application is declined you will have the option of choosing an alternative method of payment.